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Fifty years of the ATM in light of Competition Policy

 |  September 11, 2018

By Bernardo Bátiz-Lazo (Bangor University, Wales)

In my book “Cash and Dash: How ATMs and Computers Changed Banking”, which will be presented in Mexico City’s ITAM on September 13, 2018,  I use ATMs to look into the long-term impact of the first wave of banking digitalization. In the history of disruption that these technologies have played, it is interesting to see how they influenced the dynamic of economic competition and the judicial frameworks that uphold it in various countries. This is because ever since their introduction at the end of the 1960s, ATMs have played an integral pat in industrial competition policies, and have drawn the interest of both antitrust regulators and those involved in supervising banking collusion.

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