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The Two Sides of the Cartes Bancaires Ruling: Assessment of the...

Frederic Pradelles, Andreas Scordamaglia-Tousis, Jan 30, 2015 The European Court of Justice recently delivered two seminal rulings in Groupement des Cartes Bancaires v Commission and...

Card Surcharges and Cash Discounts: Simple Economics and Regulatory Lessons

Helene Bourguignon, Renato Gomes, Jean Tirole, Jan 30, 2015 The role of payment cards in modern economies can hardly be underrated. In 2013, debit and...

A Tribute, of Sorts, to William F. Baxter’s Bank Interchange of...

Thomas Brown, Dec 22, 2011 In 1983, the Assistant Attorney General of the Antitrust Division in the United States Department of Justice, Bill Baxter, did...

Payments Innovation and Interchange Fees Regulation: How Inverting the Merchant-Pays Business...

Dec 22, 2011 This paper examines the possible impact on innovation involving payment cards as a result of price caps that lead to a significant...

Retail Payments and Card Use in the Netherlands: Pricing, Scale, and...

Wilko Bolt, Apr 19, 2007 Efficient payment systems are essential components of well-functioning economies and financial markets, facilitating the exchange of goods, services, and assets....

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